Financial Solutions Built Around Your Life
From protecting your income and family to building wealth, planning your estate and supporting your business, we help you make informed financial decisions for every stage of life.
More Than Individual Financial Products
Financial decisions are connected. Protecting your income, investing for the future, planning your estate and looking after your family all form part of the same financial picture.
Financial EQ takes a holistic approach by first understanding your circumstances, priorities and goals before considering the financial solutions that may help you achieve them.
Protect What Matters Most
Protect your income, lifestyle and the people who depend on you against life's unexpected events.
Life Cover
Help ensure that the people who depend on you are financially protected should you pass away.
Disability Cover
Your ability to work and earn an income is one of your greatest financial assets. Disability cover helps protect it.
Dread Disease Cover
Financial protection designed to help you manage the impact of qualifying serious illnesses and unexpected medical events.
Income Disability Cover
Protect your ability to meet ongoing financial commitments if disability prevents you from earning your normal income.
Funeral Cover
Help provide financial support for funeral expenses and reduce the financial burden on loved ones during a difficult time.
Gap Cover
Additional protection designed to help cover certain shortfalls between medical scheme payments and qualifying medical costs.
Build Wealth for the Future
Turn today's income into tomorrow's financial security through structured long-term planning and investment.
Investments
Build a source of future wealth through investment strategies aligned with your objectives, circumstances and time horizon.
Tax-Free Investments
Make use of tax-efficient investment opportunities designed to encourage long-term household savings.
Education Planning
Plan ahead for the cost of education and help give your children access to future opportunities without placing unnecessary pressure on your finances.
Prepare for Life's Bigger Decisions
Build a broader financial strategy around your family, health, estate, tax considerations and future.
Estate Planning
Consider the financial implications and expenses that may arise on death and structure your estate with the future in mind.
Wills & Trusts
A carefully considered estate plan requires the appropriate legal structures and a properly drafted will to support your intentions.
Health & Medical Cover
Consider suitable medical cover as part of your broader financial planning and protection strategy.
Vitality
Discovery's wellness programme encourages positive lifestyle choices designed to support healthier living.
Tax
Tax considerations form an important part of holistic financial planning and can influence both personal and business decisions.
Financial Solutions for Businesses & Employees
Financial EQ works with businesses and organisations to provide specialised financial, employee benefit and wellness solutions.
Key Person Assurance
Help protect your business against the financial impact that may result from losing a key person.
Business Assurance
Financial protection and planning solutions designed around the risks and continuity needs of your business.
Group Benefit Schemes
Employee benefit solutions that help businesses provide meaningful financial protection and benefits to their people.
Pension & Provident Funds
Retirement fund solutions designed to help employees build towards greater financial security after their working years.
Corporate Wellness Days
Financial wellness initiatives designed to educate, engage and support employees in making better financial decisions.
Section 14 Transfers
Assistance with Section 14 retirement fund transfers as part of our specialised corporate financial services.
Additional Expertise When You Need It
Our strategic partnerships allow us to connect broader financial requirements with specialist expertise.
John Roe Brokers
Financial EQ has a well-established strategic partnership with John Roe Brokers for short-term insurance solutions.
Sphere Financial
Financial EQ works in strategic partnership with Sphere Financial, a specialist accounting firm, for tax-related services.
Not Sure Which Financial Solutions Are Right for You?
Start with a conversation. We will take the time to understand your circumstances, priorities and goals before considering the financial solutions that may support them.